Annual Report 1998
caring for doctors by doctors since 1896

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PRESIDENT'S REPORT 1997-98

2nd November, 1998

Ladies and Gentlemen

It is my pleasure to present to you the annual report of the Medical Benevolent Association of NSW for the year ending 30th June, 1998.

This year saw no abatement in the ever-increasing demands on the Association's resources. The first six months of 1998 saw 20 new cases added to those already receiving assistance. At the end of 1997 we had a caseload of 156, covering 289 individuals. By 30th June last this had increased to 176 cases and 326 individuals. One hundred and eighty eight of these individuals are adults, 36 are tertiary students, 47 are secondary students, 43 are primary students and 12 are pre-schoolers. There are a wide variety of causes for these people having need of our financial and social work services - much the same pattern of physical, mental and social ailments we are accustomed to see in our everyday medical practices. There is, however, a disturbing trend. Of the 20 new cases this year, 14 present doctors as the central person requiring assistance. Of these 14 doctors, exactly half presented with a psychiatric problem. Nine of the doctors are male and five are female.

There is another disturbing trend. The Association's income from donations in the financial year just closed was lower then the annual income in each of the last three years. The needs are greater but the means of satisfying them are decreasing. Fortunately, our investment portfolio, ably managed by Westpac Investment Management, profited from favourable market conditions and allowed us to meet every demand. The current year will not see this happy circumstance repeated. Approximately 10% of the registered doctors in NSW responded to our annual appeal. Other doctors have generously taken the opportunity to donate by adding a gift to the MBA when they paid their annual subscription to the NSW Branch of the AMA. The Association is extremely grateful to the Branch for making its meeting rooms and other facilities available to us. The Association would find its work much more difficult without this material and moral support. To those many individuals and groups and associations who do continue to donate year after year, we express deep gratitude. Please speak to your colleagues about our work for distressed doctors and their families. We ask this not only in the hope of attracting more support but, more importantly, to ensure that those who may be in need are aware that an organisation formed and funded by doctors exists to help them.

The donations we request are not only used to give financial relief to needy doctors.

The Association also employs a full time social worker in the person of Mrs Mary Doughty AM. The MBA of NSW is the only medical benevolent organisation in Australia to have a full time social worker. Each year, our social worker finds more of her time is dedicated to counselling. This work is very demanding of time and skill but the Association is happy to provide such a service because in many cases it prevents professional or personal catastrophe. Mrs Doughty gives much of her own time to attend seminars/conferences in order to refresh her skills and remain at the forefront of her profession. One of her most important activities this year has been membership of the Doctors' Mental Health Implementation Committee and its Working Party. The Association is happy to give financial help to doctors with psychiatric disorders but we believe that this growing problem will outstrip our ability to fund its sufferers and the only real solution is to reduce its incidence. Mrs Doughty takes every opportunity to speak at meetings and to maintain contact with organisations throughout Australia which have similar aims to the MBA of NSW.

I take this opportunity to thank those individuals and organisations who make our essential work possible. Firstly, the individual and organisational donors of funds and facilities described above. The Honorary Treasurer's report mentions by name those professional firms which guide us safely in commercial and legal matters. Mrs Doughty's matchless contribution is detailed above. Council members know how hard and effectively she works for our profession. The Medical Board of NSW has always supported the Association with referrals and advice. The current financial year has seen the Board add a generous donation to that support. We continue to look to the Doctors' Health Advisory Service of NSW for referrals of impaired doctors. last in order of mention, but not in merit, are the members of the Council of the Association. The wisdom they bring to our deliberations is essential to the Association's proper function. All give precious time which is taken from competing demands and interests. Many suffer financial sacrifice in time away from their medical practices. The responsibilities of a Director and Officer of a public charity are great; not only are they liable for the stewardship of large amounts of donated money but they are also exposed to a potential personal liability arising from the various duties which the law imposes on them in connection with their office. They seek no reward other than the privilege of serving their profession.

The Council of the MBA was recently saddened to learn of the death of Dr Michael Bender. Michael had served as a counsellor from 15/1/91 to 26/9/94. We will always remember his humane attitude towards his colleagues and his unfailing courtesy towards his fellow Council members. Your Association's mission is to alleviate distress in colleagues and their families. This year, good support was given to those needy persons of whom we are aware. The number requiring help is growing, in line with population trends and increasing personal and professional pressures. We are, however, satisfied that your desire to help your colleagues has been fully realised for another year. For the future, please maintain your support and remember that the MBA’s success depends as much on your recognition and referral of the needy as on your donations.

 

Dr Richard Herlihy
President

 

 

TREASURER'S REPORT 1997-98

2nd November, 1998

Mr President, Ladies and Gentlemen

I have pleasure in presenting the audited financial statements of the Medical Benevolent Association of NSW for the year ending 30 June, 1998.

I am pleased to be able to report a surplus for the year, the first we have enjoyed for several years. It is to be regretted, however, that this excess of income over expenditure was not a result of greater support from the profession by way of donations, nor was it due to diminished demand for our services. The surplus was in fact the result of buoyant conditions for our investments. Such conditions will definitely not be repeated in the current year. We are very grateful for this opportunity to replenish our previously shrinking reserves but disappointed that support from doctors has actually diminished at a time when the needs of our distressed colleagues are increasing.

Gaining an adequate income to provide support for those needing our care, while at the same time accruing reserves sufficient to service the anticipated growth in demand, continues to be a problem. This year the number of individual doctors donating was down, as was the amount they donated. Donations from groups and organisations increased a little this year but a good deal of this was from "one off" gifts from organisations which were ceasing operation. We are, sadly, increasingly reliant on return from investments to maintain our activities but this reduces the growth in our reserves which is necessary to fund future needs. The Council gives a great deal of thought to finding ways to reverse this trend.

Our investment portfolio with Westpac Investment Management realised 7.1 % income return and 1.7% growth. This total return of 8.8% was very satisfying to us and exceeded our prudently conservative target.

Beneficiaries received gifts totalling $250,095 this year. Much of our social worker's time was spent in counselling individuals and families. This paid time should be considered a "gift in kind" to beneficiaries. Our operating expenses of $117,567 were similar to previous years.

The Association's thanks are due to Gary Scarr of Westpac Investment Management, Dennis Mattiske of Mann Judd, our accountants, and Mark Kelly of Deloitte Touche Tohmatsu, our auditors, for their professional assistance and availability throughout the year.

Mary Doughty's untiring work for the MBA continues. I thank her once again for the assistance she has given me during the year.

Mr President, I put this report to you and move that it be adopted.

 

Robert D Wines
Honorary Treasurer

 

 

SOCIAL WORKER'S REPORT 1997-98

2nd November, 1998

The past year has been a busy and rewarding one. In December 1997 I attended the inaugural meeting of the Doctors' Mental Health Implementation Committee (MHIC) - called to implement the Report on the Mental Health and Well-being of Doctors which was launched in October 1997 by the NSW Minister for Health. This meeting was attended by representatives from all the various facets of the profession and Tony Williams will talk about this. A Working Party was set up and I have been a member of this. Although time consuming in meetings and reading hours, it has been really worthwhile and I hope the MB9s long experience has been helpful to the Committee.

In January I attended the 2nd International Social Work Conference on Health and Mental Health in Melbourne - a chance to meet colleagues from interstate and overseas - and to hear some of the great experiences of yesteryear eg setting up the first social work department in Persia in a basement laundry area and then having to flee the country overnight in the 1970s. I also talked yet again with Mrs Josephine Grant about the Victorian MBA and its guidelines for both counselling and financial assistance.

Thanks to the NSW Branch of the Christian Medical/Dental Fellowship, I have been able to speak with students/junior medical officers/registrars at Bankstown/Westmead/The New Children's/John Hunter and Concord Hospitals and a cross section of medical practitioners in Newcastle about the need to care for their own health as well as they care for their patients. This is a continuing programme. As reported in the Medical Observer, my theme is 'time for family and personal relationships is essential' and 'someone else will do your job if you are dead'. At these meetings I always speak of the DHAS and now the DMHIC. There is no doubt that face to face discussion achieves better results than any other form of communication.

I attended the DHAS Discussion night in February, its Annual General Meeting in August and the National Meeting in Tasmania just recently. These gave me the opportunity to speak about the differences in the way the various MBAs are working and the unfair burden this places on the MBA of NSW. The CEO of the Sunshine Coast Division of General Practice (who previously asked for information about the Association) spoke glowingly of the way the MBA helps doctors and their families, especially when compared with her own state.

I also attended the Second National Conference on Child/Adolescent Mental Health in Sydney and a Seminar on lobbying which the NSW Branch of the AASW ran at Parliament House under the sponsorship of Independent Member, Dr Peter McDonald - who hoped he would never need the services of the MBA! Each function provided an excellent opportunity to talk with doctors, social workers and other health professionals about the work of the MBA.

In between time, I have done some work for the MBA and its beneficiaries. There has been an increasing number of doctors with bankruptcy problems. As agreed by Council, such people are advised that the MBA cannot help with loans, debts, etc but will make sure they have a roof over their heads, food on the table and someone to talk with.

There are some common factors:

  1. Over-borrowing - beyond the capacity to cover repayments at a reasonable level; this often seems to be associated with the purchase of property for superannuation purposes.
  2. Over reliance on card facilities - with a plethora of cards, high ceilings and always at the maximum limit;
  3. Unwise investments - in areas where the doctor has no expertise and has to rely on finance organisations for advice;
  4. No provision for the tax bill - not accepting the fact that "x" cents in the dollar belong to the Australian Taxation Office. It is worrying how many doctors borrow to pay the tax bill;
  5. Private school fees, especially in primary school - not just the tuition fees but the social activities/other school needs that result.

These are not the people with a bipolar disorder who overspend in the manic phases but the average, hardworking colleague. However, it is often the case that the non-doctor spouse is not party to the business arrangements and requires a certain lifestyle.

Another growing problem is the older doctor who is nearing retirement for which he is not financially prepared and who suddenly becomes ill and permanently incapacitated. He spends and donates at the same level as in earlier years, has supported his children through a good secondary/tertiary education and wants to be seen as still able to support his family.

I realise the doctors in need are a small percentage of the total medical workforce but they certainly cause some worrying discussions for Council.

We also have some tertiary students, the children of impaired doctors, whose mental health is causing real concern. On the other hand, we have recently had word of two previous beneficiaries who are now doing well in the workforce.

My continuing thanks to the staff of the NSW Branch of the AMA who are always so welcoming and helpful and to many other colleagues who encourage the work of the MBA. I would like to quote from a recent letter received by Council: 'I'd like to take this opportunity to thank all the Council members for their wonderful support through the nightmare of the last 2 years. I don't know how we would have coped without my "medical family" giving us so much help. So a very big thank you to you all from myself and the children.'

 

Mary Doughty AM
Social Worker

 

 

Income & Expenditure Graphs

As at 30th June 1998:

mba income98.gif (25555 bytes)

Distribution of income:

mba income distr98.gif (25176 bytes)

 
 

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Medical Benevolent Association of New South Wales. All rights reserved.

Citation suggestion: Medical Benevolent Association of NSW, Annual Report 1997-8 (http://www.dmh.org.au/mba/report_1998.htm) [date accessed]

Last revised: 03 May 2004 05:24